Classic two-story home offering flexibility, potential, and an opportunity to build equity. The first floor is comfortably finished and features two bedrooms along with an updated full bath ideal for immediate occupancy while you plan your next steps. The second floor, accessible via both interior stairs and a private rear entrance from the deck, has been taken down to the studs and is ready for completion. Subflooring is already installed, and rough plumbing is in place for a second bathroom, providing a strong head start for renovation. Previously used as a two-family home (zoned single-family), the layout offers excellent versatility for expanded living space, a private guest suite, or creative use tailored to your needs. Live comfortably on the main level while completing the upper floor at your own pace and adding significant value along the way. With vision and finishing touches, this property can truly shine. Additional highlights include a septic system replaced approximately 10 years ago, a high-efficiency System 2000 oil-fired boiler (just 2-3 years old), and an oil tank located in the basement. Square feet from tax records include a finished second floor (see above). A detached garage/barn provides ample storage or workshop space. Property is being conveyed in as-is condition.